Memphis Homes under $300,000

Memphis Homes under $300,000

Welcome to Memphis, Indiana – a charming small town nestled in Clark County that perfectly blends the warmth of community living with the convenience of modern amenities. With a rich history and a vibrant atmosphere, Memphis offers a unique lifestyle that appeals to families, retirees, and everyone in between.

Located just a stone's throw away from the bustling city of Jeffersonville and the scenic Ohio River, Memphis boasts a serene environment while maintaining easy access to urban conveniences. Residents enjoy a tight-knit community with friendly neighbors, local parks, and recreational opportunities that make it easy to embrace the great outdoors.

For those looking to call Memphis home, the housing market is particularly inviting. With a selection of homes available for under $300,000, buyers can find charming properties that fit their budget without sacrificing comfort or style. Whether you’re searching for a cozy bungalow, a spacious family home, or a quaint cottage, Memphis has something to offer everyone. Many of these homes feature modern updates, beautiful yards, and the character that only a small town can provide.

In addition to affordable housing, Memphis is known for its excellent school system, making it an ideal place for families. The town also hosts various community events throughout the year, fostering a sense of belonging and connection among residents.

If you’re ready to experience the charm and warmth of Memphis, Indiana, explore our listings today and discover your perfect home in this delightful community!

Newest Memphis Homes under $300,000

620 Commercial Street, Memphis
$199,900
4 Beds ⋅ 3 Baths ⋅ 2026012158 MLS ⋅ ACTIVE Status
Welcome to this charming home located in Memphis! Offering nearly 2,000 sq ft of comfortable living space, this property features a functional floor plan perfect for everyday living and entertaining. Highlights include a primary bedroom with an ensuite bath, three additional spacious bedrooms, and three full bathrooms in this single story home. Enjoy convenient off-street driveway parking and a detached garage. A fully fenced yard and a low maintenance lot. Situated in Clark County within Union Township, you'll love the peaceful small town setting while remaining just minutes away from local amenities, schools, and major highway access for an easy commute. This home offers many recent updates, including the HVAC system and windows in 2023. Move-in ready schedule your private tour today! Sq ft & rm sz approx.

620 Commercial Street, Memphis
13828 Deerfield Crossing, Memphis
$295,000
3 Beds ⋅ 2 Baths ⋅ 2026012254 MLS ⋅ ACTIVE Status
Welcome to 13828 Deerfield Crossing, a well-maintained home offering comfortable living in a desirable Memphis location with NO HOA. This 3-bedroom, 2-bath home features approximately 1,460 square feet of living space with a practical layout designed for everyday living and entertaining. Enjoy the convenience of one-level living, comfortable bedrooms, and a welcoming living area that provides plenty of flexibility for family and guests. Located in a neighborhood setting with easy access to Louisville, Jeffersonville, and surrounding Southern Indiana communities. A great opportunity for a buyer looking for a move-in-ready home in a convenient location without sacrificing comfort or value. Schedule your private showing today!

13828 Deerfield Crossing, Memphis
13939 Deerfield Crossing, Memphis
$299,900
3 Beds ⋅ 2 Baths ⋅ 2026012229 MLS ⋅ ACTIVE Status
Welcome to The Maria, a thoughtfully designed 3 bed, 2 bath home on a desirable corner lot. The exterior features brick on three sides, accented with stone and hardie board for lasting curb appeal and low maintenance. Inside features 10 ft. ceilings in the great room that make the 1,540 sq. ft. layout feel open and airy. Custom cabinetry with soft-close doors adds quality and style to the kitchen. The split bedroom floor plan gives the primary suite privacy, and the side-entry garage keeps the front elevation clean and inviting. Out back, there is a covered porch and a nice-sized yard. Schedule your showing today!

13939 Deerfield Crossing, Memphis
13938 Deer Run Trace, Memphis
$299,900
3 Beds ⋅ 2 Baths ⋅ 2026012223 MLS ⋅ ACTIVE Status
Welcome to The Maria, a thoughtfully designed 3 bed, 2 bath home on a desirable corner lot. The exterior features brick on three sides, accented with stone and hardie board for lasting curb appeal and low maintenance. Inside features 10 ft. ceilings in the great room that make the 1,540 sq. ft. layout feel open and airy. Custom cabinetry with soft-close doors adds quality and style to the kitchen. The split bedroom floor plan gives the primary suite privacy, and the side-entry garage keeps the front elevation clean and inviting. Out back, there is a covered porch and a nice-sized yard. Schedule your showing today!

13938 Deer Run Trace, Memphis
15012 Railroad Street, Memphis
$244,900
3 Beds ⋅ 2 Baths ⋅ 2026012194 MLS ⋅ ACTIVE Status
Affordable, new, conveniently located, safe buy and priced to sell! Check out this brand new three bedroom, two bath home in a very nice area of Memphis, Indiana, conveniently located near shopping and expressways just 10 minutes to Veterans Parkway. Great curb appeal with a covered front porch and back porch perfect for anyone looking to downsize, upsize or live simple. No stairs - all one level! Large open living room with connection to the eat-in kitchen. Full curtain pantry with shelving built in. Granite countertops and breakfast bar. Stainless steel appliances and tiled back splash. Owners suite with tiled walk-in shower and dual closets. Large 20x20 garage with extra 6x4 area for mowers and tools. Full luxury vinyl plank flooring throughout- no carpet. This home also qualifies for no money down through the USDA housing program for those who qualify. One of the best new construction homes in the area for the money. Call today to see this great home.

15012 Railroad Street, Memphis
13141 Sunnybrook Drive, Memphis
$279,900
3 Beds ⋅ 3 Baths ⋅ 2026012112 MLS ⋅ ACTIVE Status
3 Bedroom 2 FULL/1 HALF bathroom with a full basement for under $300,000! This home has a lot to offer and has been well cared for by its only owner. The spacious living room flows nicely into the kitchen, which has a dining area featuring a bay window (new windows in bay area only), breakfast bar, pantry, and access to the laundry closet. Master Bedroom with an ensuite bathroom offering a jetted tub, shower, double vanity, and a separate toilet closet! Out back, there is a deck for relaxing and nice backyard space. The basement is ready for you to finish the way you want it or great for storage space/shelter, if needed. There is a partially finished 1/2 bathroom with plumbing for a bath/shower, plus a 13'x11' office that is drywalled, but not completely finished, but still good space for a home office or workout room. Radon mitigation system already installed, so one less thing to worry about! Seller providing a 1 year Home Warranty. USDA financing eligible! Qualified buyers may be able to purchase with 0% down. Great location off Bennettsville Rd and Highway 60 in Memphis just north of Covered Bridge in Sellersburg, but not far from Borden either.

13141 Sunnybrook Drive, Memphis
2647 Vineyard Way Unit LOT 323, Memphis
$299,900
3 Beds ⋅ 2 Baths ⋅ 2026012065 MLS ⋅ ACTIVE Status
*BUILDER WILL PROVIDE UP TO $5,000 TOWARDS BUYERS CLOSING COST WITH PREFERRED LENDER* ESTIMATED COMPLETION LATE SEPTEMBER* Introducing The "Emerson" Plan in ASB's FAIRVIEW FARM. This floor plan is becoming one of the most popular! As soon as you step inside, you will immediately notice the soaring 10 ft ceiling height in the expansive living room that offers life proof flooring, recessed lighting, and flows right into the dining area and kitchen. The kitchen offers an abundance of cabinet and counter space, kitchen island and breakfast bar! All bedrooms are a great size, including the owners suite that offers a private ensuite bath with separated dual sink, two walkin closets, and separate shower. This new development is just minutes from the expressway, downtown Sellersburg, and the prestigious Covered Bridge Golf Course! Builder provides an RWC Warranty at closing and this home is ENERGY SMART RATED!

2647 Vineyard Way Unit LOT 323, Memphis
2010 Derby Way, Memphis
$297,900
4 Beds ⋅ 3 Baths ⋅ 2026011535 MLS ⋅ ACTIVE Status
Gorgeous new home located in Champions Run that's just off I-65. The Bellamy floor plan is a thoughtfully designed two-story home offering 4 spacious bedrooms, 2.5 bathrooms, and a 2-car attached garage. Designed with modern living in mind, the open-concept layout creates a seamless connection between the kitchen, dining, and main living spaces. Durable LVP flooring extends throughout the foyer, flex room, great room, kitchen, and bathrooms. A dedicated flex room on the main level offers endless possibilities to fit your lifestyle. Whether you envision a home office, study, playroom, or additional sitting area, this versatile space adapts to your needs. At the heart of the home, the beautifully appointed kitchen features white shaker-style cabinetry with soft-close doors, quartz countertops, stainless steel appliances, a spacious walk-in pantry, and a large center island with seating for the perfect gathering space. Upstairs, the oversized primary suite serves as a relaxing private retreat, complete with an ensuite bathroom featuring a double bowl vanity, stand-alone shower, private water closet, and a generous walk-in closet. Three additional bedrooms and a conveniently located upstairs laundry room complete the upper level. Contact us today to schedule your private tour. We also have a decorated Bellamy model home in the community. Decorated interior photos are representative of the floor plan only and may vary as built.

2010 Derby Way, Memphis
5806 Harmony Woods, Memphis
$269,900
3 Beds ⋅ 2 Baths ⋅ 2026011416 MLS ⋅ ACTIVE Status
Welcome home! This charming property offers fantastic curb appeal with an attractive stone and vinyl exterior, a covered front porch, and desirable corner lot. Step inside to a well-designed floor plan featuring a spacious kitchen perfectly positioned in the heart of the home.-ideal for entertaining family and friends. The convenient side-entry garage adds to the homes appeal, while the back patio provides a great place to relax and enjoy the outdoors. The large backyard offers plenty of rooms for pets, outdoor activities, or creating the garden you've always wanted. Location is another standout feature! situated right off Highway 31 and just moments from I-65. This one is ready for you to call home! Sq ft & rm sz approx.

5806 Harmony Woods, Memphis
5697 Harmony Woods Unit Lot 1007, Memphis
$289,900
3 Beds ⋅ 2 Baths ⋅ 202608834 MLS ⋅ ACTIVE Status
BRAND NEW HOME 1.5 miles from I-65 at the Memphis exit with a big backyard measuring over 200' deep off the back patio! Schuler Homes did not skimp on quality; they build for the long term while keeping the price point reasonable. 1,425 sq ft of functional living space. Open floor plan, island, corner pantry, luxury vinyl plank flooring, wooden cubby/shelves off the garage and laundry room, split bedroom layout, and tons of potential out back to creat your own outdoor living space with all kinds of room! The master bath offers two sinks, a linen closet, walk-in closet, and glass shower doors in the shower. The mechanical closet houses an energy efficient water heater and furnace to help keep those utility bills down, and completing this home is a covered front porch and 2 car attached garage. Harmony Woods also allows wooden privacy fences and sheds, which is hard to find in new neighborhoods today! This ENERGY SMART HOME (SPRAY FOAM in the exterior walls) combines efficiency with comfort, plus a 2-10 home warranty to ease your mind. This home is move-in ready for you! Great opportunity close to Henryville and Sellersburg. If you don't like this design- check out our other floor plans and lots in the neighborhood. Sq ft and room sizes are approx and if critical, Buyer should verify. LOT 1007

5697 Harmony Woods Unit Lot 1007, Memphis
5695 Harmony Woods Unit Lot 1008, Memphis
$289,900
3 Beds ⋅ 2 Baths ⋅ 202608839 MLS ⋅ ACTIVE Status
Eligible for $0 down payment through USDA Rural Housing (if you qualify). You could own this home with no money down! BRAND NEW HOME 1.5 miles from I-65 at the Memphis exit with a DEEP backyard measuring over 200' deep off the back patio and no houses behind you! You'll see why this Independence floor plan is one of Schuler Homes best sellers. Over 1,400 sq ft of thoughtfully designed space. Open floor plan is perfect for entertaining and includes a 5-foot island with stylish pendant lights and a spacious dining area open to the living room with a wood trimmed accent wall! Schuler Homes did not skimp on the quality, still offering granite countertops, a spacious corner pantry closet, wooden cubby/shelves as you come in from the garage. The master bath offers two sinks, a linen closet, walk-in closet, and glass shower doors in the shower. The mechanical closet houses an energy efficient water heater and furnace to help keep those utility bills down, and completing this home is a covered front porch and 2 car attached garage. Harmony Woods also allows wooden privacy fences and sheds, which is hard to find in new neighborhoods today! This ENERGY SMART HOME combines efficiency with comfort, plus a 2-10 home warranty to ease your mind. Great opportunity close to Henryville and Sellersburg. Sq ft and room sizes are approx and if critical, Buyer should verify. LOT 1008

5695 Harmony Woods Unit Lot 1008, Memphis
2018 Derby Way, Memphis
$294,900
4 Beds ⋅ 3 Baths ⋅ 2026010539 MLS ⋅ ACTIVE Status
Home sweet home starts at 2018 Derby Way in Memphis, Indiana, a beautiful new home in the Champions Run community. Featuring our Pine floor plan, this thoughtfully designed 1,953-sq. ft. home offers the perfect blend of comfort and functionality. The exterior showcases a covered front stoop, stone accents, and durable dimensional shingles for timeless curb appeal. With 4 bedrooms, and 2.5 bathrooms, The Pine is built to fit the way you live. Step inside to a welcoming foyer complete with a convenient powder room and coat closet. The home opens into a spacious open-concept living room, dining area, and kitchen, all featuring luxury vinyl plank flooring—ideal for everyday living and entertaining alike. The kitchen is truly the heart of the home, boasting a large center island, abundant white cabinetry with soft-close doors, quartz countertops, and stainless-steel appliances. Upstairs, retreat to the private primary suite featuring an ensuite bathroom with a walk-in shower, a double bowl vanity, private water closet, and a generous walk-in closet. Three additional spacious bedrooms share a well-appointed full bathroom with a double bowl vanity, providing both comfort and convenience. The second-floor laundry room adds everyday practicality right where you need it most. Contact us today for more information or a private tour. Photos are representative of the plan only and may vary as built.

2018 Derby Way, Memphis
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