Floyd County Homes under $200,000

Floyd County Homes under $200,000

Welcome to Floyd County, Indiana, a hidden gem that beautifully blends small-town charm with modern conveniences. Nestled along the banks of the Ohio River, this vibrant community is known for its rich history, friendly atmosphere, and stunning natural landscapes. With a population that values both tradition and progress, Floyd County offers a welcoming environment for families, retirees, and young professionals alike.

One of the most appealing aspects of Floyd County is its diverse housing market, particularly for those seeking homes under $200,000. Here, you'll find an array of affordable options that cater to various tastes and lifestyles. From cozy single-family homes to charming townhouses, there’s something for everyone. These properties often boast spacious yards, inviting interiors, and convenient access to local amenities, making them perfect for first-time homebuyers or those looking to downsize without compromising on quality.

Floyd County is also renowned for its excellent schools, lush parks, and vibrant community events that foster a strong sense of belonging. With easy access to nearby cities like New Albany and Louisville, residents can enjoy the tranquility of suburban living while still being close to urban attractions.

Whether you're looking to invest in your first home or searching for a peaceful retreat, Floyd County offers an ideal blend of affordability and quality of life. Come explore the possibilities in this enchanting Indiana county, where your dream home awaits at a price that won’t break the bank!

Newest Floyd County Homes under $200,000

711 W 7th Street, New Albany
$65,000
2 Beds ⋅ 1 Baths ⋅ 2026012532 MLS ⋅ ACTIVE Status
Investor opportunity! 2 bedroom home with detached garage in need of some TLC.

711 W 7th Street, New Albany
3246 Gap Hollow Road, New Albany
$175,000
2 Beds ⋅ 1 Baths ⋅ 2026012569 MLS ⋅ ACTIVE Status
2 bed 1 full bath home located on scenic Gap Hollow Road. All new from the exterior walls in with insulation, metal roof. Home features spacious kitchen/family room. New cabinets and appliances, to include all new electrical, HVAC and plumbing. Home features wrap around deck and large driveway.

3246 Gap Hollow Road, New Albany
613 E 5th Street, New Albany
$104,900
4 Beds ⋅ 1 Baths ⋅ 2026012521 MLS ⋅ ACTIVE Status
Location, potential and space! Investor Opportunity in Downtown New Albany! This traditional shotgun style home offers 4 bedrooms, 1 bath, and plenty of potential for investors or buyers ready to take on a renovation project. Several improvements have already been completed, including new windows throughout the home in 2023, a new shingle roof installed by JT Roofs after removal of the old metal roofing and replacement of the roof decking, and new gutters throughout. The bathroom has seen updates, including a newer bathtub faucet, tile, vanity, medicine cabinet, lighting, fixtures, paint, and flooring. Improvements to the first-floor living room, two bedrooms, and dining room include new OSB subflooring and various vinyl flooring finishes, along with fresh paint in the living room and both first-floor bedrooms. Additional updates include new ceiling fans in the kitchen and living room, a new gas line beneath the home extending to the exterior meter, insulation and replacement of the walls and ceilings in the utility room, a new privacy fence, and an outdoor storage shed. The home has a furnace but no central air; window units provide cooling. While several updates have been made, the property still needs TLC, offering an opportunity to bring your vision and make it your own. Conveniently located in downtown New Albany, close to local amenities and everyday conveniences. Bring your ideas and explore the potential this property has to offer! BEING SOLD AS IS

613 E 5th Street, New Albany
131 Adams Street, New Albany
$160,000
2 Beds ⋅ 1 Baths ⋅ 2026012488 MLS ⋅ ACTIVE Status
Welcome to 131 Adams Street in New Albany! This 2-bedroom, 1-bathroom home offers a practical layout with comfortable living space and a convenient location near Baptist Floyd Hospital, several restaurants, grocery and retail stores. The property features a fenced in backyard and a detached shed in the backyard, providing additional storage for tools and equipment. Seller is a licensed real estate agent.

131 Adams Street, New Albany
324 Galt Street, New Albany
$167,000
2 Beds ⋅ 1 Baths ⋅ 2026012466 MLS ⋅ ACTIVE Status
Welcome to 324 Galt Street! This charming 2-bedroom, 1-bath home offers 924 square feet of comfortable living space and combines character with everyday convenience. Inside, you'll find a functional layout featuring an eat-in kitchen, first-floor laundry room, ceiling fans, and all living spaces conveniently located on one level. New carpet, paint and lights in home. The exterior features low-maintenance vinyl siding, a covered front porch perfect for relaxing, a fenced yard, and a storage shed for additional space. Schedule your showing today! One seller is a licensed real estate agent.

324 Galt Street, New Albany
221 Conner Street, New Albany
$179,999
2 Beds ⋅ 1 Baths ⋅ 2026012413 MLS ⋅ ACTIVE Status
This beautiful 2bed, 1bath home is move in ready and conveniently located right off of State Street! Featuring brand new vinyl flooring, roofing, AC, kitchen cabinets and a remodeled bathroom all within this past year! The spacious attic has built-in storage, and could even serve as a bonus room! The back of the property even features a detached, 1 car garage!

221 Conner Street, New Albany
3908 Payne Koehler Road, New Albany
$165,000
4 Beds ⋅ 1 Baths ⋅ 2026012355 MLS ⋅ ACTIVE Status
This Cutie gives you seclusion and room to spread out. It has 4 bedrooms, 1 full bath on just over a 1/2 acre lot. The Full front porch is perfect to watch the sun go down. There's a large living room, Primary bedroom on the 1st floor, another 1st floor bedroom and 2 bedrooms on the 2nd floor. The Kitchen is large enough for eat-in. The interior needs updates. The Roof is New, Furnace Appx 9 years old, Ac appx 2 years old, water heater appx 4 years old, sump pump in cellar area appx 1 year old.

3908 Payne Koehler Road, New Albany
335 E 14th Street, New Albany
$199,900
5 Beds ⋅ 3 Baths ⋅ 2026012230 MLS ⋅ ACTIVE Status
Great investment opportunity in downtown New Albany. 2 properties on one lot- Front house is 1,166 sq. ft. with 2 bedrooms and 1 bath. Back house is accessed through privacy fence or alley, 2 story with 900 sq. ft., 3 bedrooms, 1 bath. Have a family member you would like to be close to? Great idea! Rent out both or live in one and rent the other to pay your monthly mortgage.

335 E 14th Street, New Albany
7916 Highway 150, Greenville
$25,000
3 Beds ⋅ 1 Baths ⋅ 2026012157 MLS ⋅ ACTIVE Status
ONLINE AUCTION ONLY. Bidding starts October 2, 2026 @ 12 pm and Auction ends October 29th @ 6 pm. OPEN HOUSE/INSPECTION Sunday, October 11th, 3-5 pm & Wednesday, October 21st, 4-6 pm. Greenville Real Estate Auction!! Attention first time buyers, investors, and anyone looking for affordable housing!! This charming 3-bedroom, 1 bath home is situated on approximately .75 acres and has detached garage. This property offers a peaceful country setting with plenty of room to enjoy the outdoors while still being conveniently located along Hwy 150. Needs a little TLC and your personal touches to make this house a home! Don’t miss your opportunity-Bid Today! Property is being auctioned with reserve 'as-is, where-is" no warranties expressed or implied. See Terms and Conditions and bidder packet at WardAuctionServices.com

7916 Highway 150, Greenville
1936 Olive Street, New Albany
$199,000
3 Beds ⋅ 1 Baths ⋅ 2026012215 MLS ⋅ ACTIVE Status
Move-in ready and absolutely adorable! This charming Cape Cod offers 3 bedrooms, 1 full bath, and character throughout. Step inside to a welcoming living room with beautiful real hardwood floors. The kitchen features tile flooring and stainless-steel appliances, while the updated full bath offers tile flooring and a fresh, clean feel. Two bedrooms are conveniently located on the main level. Upstairs, the spacious third bedroom spans the entire length of the home and features real hardwood floors and ample closet space. Downstairs, the unfinished walkout basement provides laundry, plenty of storage, and room for future possibilities. Charming, comfortable, and ready to call home! Property is being sold AS-IS; inspections are welcome.

1936 Olive Street, New Albany
1411 Slate Run Road Unit 19, New Albany
$165,000
2 Beds ⋅ 2 Baths ⋅ 2026012178 MLS ⋅ ACTIVE Status
Rare New Albany condo offering 2 bedrooms, 1.5 baths, 1,150 sq. ft., and the only 2-car garage in the development! This move-in-ready home features fresh paint, spacious bedrooms, a primary walkin closet with patio access, washer/dryer included, and a private patio. The deep garage provides excellent parking and storage. HOA includes exterior maintenance, hot and cold water, trash, common areas, and insurance. Conveniently located near Slate Run Elementary, downtown New Albany, I-64, and I-65 for easy access to Louisville. A fantastic low-maintenance opportunity in a wellestablished community! Come see today!

1411 Slate Run Road Unit 19, New Albany
1306 Ekin Avenue, New Albany
$175,000
2 Beds ⋅ 2 Baths ⋅ 2026012120 MLS ⋅ ACTIVE Status
Charming 1929 cottage-style home offering 2 beds, 2 baths, with wonderful vintage character! Seller just had new roof installed, numerous updates completed since September 15, 2026. Inside, you'll find beautiful oak hardwood flooring, new carpet bedroom flooring, freshly painted throughout, all new PVC sewer line all cast iron removed! Check out the digitally altered hallway photo showing how awesome the hallway would look with built-ins on both sides of the window. This feature would add storage and a functional design. The exterior features a distinctive front gable with decorative gingerbread-style trim and classical architectural details. The former garage has been removed, creating additional parking in the rear of the home with convenient rear access. The backyard is fenced and you will love the covered patio, put your porch swing out there to enjoy the cool fall evenings shortly approaching! This home offers a unique combination of character and everyday functionality.

1306 Ekin Avenue, New Albany
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