Floyd County Homes under $250,000

Floyd County Homes under $250,000

Welcome to Floyd County, Indiana—a hidden gem where the charm of small-town living meets the vibrancy of community spirit. Nestled along the banks of the Ohio River, Floyd County is renowned for its picturesque landscapes, rich history, and welcoming neighborhoods. With a blend of urban conveniences and rural tranquility, this county offers an ideal setting for families, retirees, and everyone in between.

One of the most exciting aspects of Floyd County is its real estate market, particularly for homebuyers seeking affordable options. Here, you can find a variety of homes priced under $250,000, making it an attractive destination for first-time buyers and those looking to downsize without sacrificing comfort. These homes come in various styles, from charming bungalows to cozy ranches, each offering unique character and the potential for personal touches.

Living in Floyd County means enjoying a vibrant community filled with local parks, recreational activities, and cultural events. The county is home to several quaint towns, including New Albany and Jeffersonville, where you can explore delightful shops, tasty eateries, and a rich tapestry of history. With excellent schools, friendly neighbors, and a strong sense of community, Floyd County is not just a place to live; it’s a place to thrive.

If you’re looking for a home that fits your budget without compromising on quality of life, Floyd County has the perfect opportunity waiting for you. Discover your dream home today and become part of this wonderful community!

Newest Floyd County Homes under $250,000

2016 Bono Road, New Albany
$215,000
2 Beds ⋅ 2 Baths ⋅ 2026012563 MLS ⋅ ACTIVE Status
All Brick Ranch style home 2 Bedrooms 1.5 bath home, Full partial finished basement, 1 car attached garage, fenced backyard, Refinished Original Hardwood floors, New Windows, Updated Kitchen with new stainless-steel appliances. Move in ready. Listing Agent is related to sellers.

2016 Bono Road, New Albany
711 W 7th Street, New Albany
$65,000
2 Beds ⋅ 1 Baths ⋅ 2026012532 MLS ⋅ ACTIVE Status
Investor opportunity! 2 bedroom home with detached garage in need of some TLC.

711 W 7th Street, New Albany
3246 Gap Hollow Road, New Albany
$175,000
2 Beds ⋅ 1 Baths ⋅ 2026012569 MLS ⋅ ACTIVE Status
2 bed 1 full bath home located on scenic Gap Hollow Road. All new from the exterior walls in with insulation, metal roof. Home features spacious kitchen/family room. New cabinets and appliances, to include all new electrical, HVAC and plumbing. Home features wrap around deck and large driveway.

3246 Gap Hollow Road, New Albany
2512 Glenwood Court, New Albany
$240,000
3 Beds ⋅ 2 Baths ⋅ 2026012568 MLS ⋅ ACTIVE Status
This spacious 3 bedroom brick home offers an attached garage, a flexible floor plan, and plenty of potential, all situated on a quiet street with no through traffic. The fenced backyard features mature trees and a patio, providing a great spot to enjoy the outdoors. Inside, hardwood flooring adds character to the living and dining rooms and continues upstairs into the bedrooms. The versatile layout allows you to customize the space to fit your needs, whether you're looking for additional living space, a home office, or a hobby room. Above the garage, you'll find a light-filled sunroom that offers a relaxing place to unwind. The attached garage provides convenient, secure parking along with extra room for storage. Conveniently located near the heart of the city, this home offers easy access to Providence Way and IN-62 for commuting and everyday travel. With its spacious layout and potential to make it your own, this home is ready for its next owner. Schedule your showing today!

2512 Glenwood Court, New Albany
525 E 5th Street, New Albany
$215,000
3 Beds ⋅ 2 Baths ⋅ 2026012474 MLS ⋅ ACTIVE Status
Welcome to 525 E 5th St in New Albany! This active Airbnb can either be a great home or a great investment! This inviting 3-bedroom, 2-bath home features an open-concept layout that creates a natural flow between the living spaces, making everyday living and entertaining a breeze. With three bedrooms and two full bathrooms, the home offers a functional layout with room to spread out. Step outside to enjoy the fenced-in backyard, offering a defined outdoor space for outdoor activities or simply relaxing. Conveniently located in New Albany, this home combines a versatile interior layout with the added benefit of outdoor space. Over-sized parking pad behind fence in back for plenty of off-street parking. Schedule your showing today and come see all this property has to offer! Seller is licensed real estate agent.

525 E 5th Street, New Albany
410 Woodrow Avenue, New Albany
$250,000
2 Beds ⋅ 1 Baths ⋅ 2026012346 MLS ⋅ ACTIVE Status
Classic bungalow charm meets fresh updates in this inviting 2-bedroom, 1-bath brick home! Fresh paint and new flooring throughout complement warm wood trim, graceful arched doorways, and built-in cabinetry. The spacious living room welcomes abundant natural light, while the separate dining room features glass-front built-ins that add character and display space. The large eat-in kitchen offers ample cabinetry, generous counter space, and all appliances included. A stacked washer and dryer in the bathroom closet provide convenient main-level laundry, with additional hookups in the unfinished basement. Enjoy the enclosed front porch, or head outside to the fenced backyard with a detached garage. The basement offers additional room for storage, hobbies, or a workshop. A welcoming blend of character, comfort, and everyday convenience!

410 Woodrow Avenue, New Albany
223 Conner Street, New Albany
$229,000
3 Beds ⋅ 2 Baths ⋅ 2026012464 MLS ⋅ ACTIVE Status
Big updates, great location, and plenty of charm—this one is worth a look! Welcome to 223 Conner Street, where you'll find a beautifully updated 3-bedroom, 2-bath home nestled in an established neighborhood. You'll appreciate the improvements throughout, including a new roof, siding, water heater, light fixtures, and bathroom tile, along with updates to the kitchen, bathrooms, and electrical. The basement has also been waterproofed, offering additional space to make your own. Outside, the long driveway provides plenty of parking, and the garage adds even more convenience. Located just minutes from shopping, dining, and everyday essentials, this home has so much to offer. Come see it for yourself and imagine making it yours!

223 Conner Street, New Albany
1211 E Elm Street, New Albany
$225,000
3 Beds ⋅ 2 Baths ⋅ 2026012477 MLS ⋅ ACTIVE Status
Looking for an investment or the perfect sweat equity project? Loaded with historic character and major high-ticket updates, this downtown New Albany gem - formerly known as the Strobel-Boersig-Swartz house - is ready for your vision. Peace of mind comes built-in with a BRAND-NEW ROOF JUST INSTALLED alongside a newer HVAC system, leaving you free to focus on the fun cosmetic details. Spanning over 2,200 square feet, the interior showcases timeless historic charm with original hardwood floors, custom built ins, and classic original fireplaces featured throughout multiple rooms. The main floor boasts a huge kitchen with included appliances, ample cabinet space, and a unique brick hearth that serves as a standout focal point. Upstairs, you will find three generous bedrooms, a classic clawfoot tub, and a secondary kitchen space offering endless flexibility—ideal for converting into a primary suite, luxury bath, craft room, or flex area. Out back, the property features a fully fenced yard and an oversized one-car garage, providing rare downtown off-street parking and exceptional storage. With solid bones, essential capital improvements already completed, and unmatched character, this home offers incredible potential for a savvy buyer or investor ready to bring their ideas to life. Square footage, taxes, flood zone, and school systems are to be verified by the buyer(s) or Buyer's Agent if critical to the buyer(s).

1211 E Elm Street, New Albany
613 E 5th Street, New Albany
$104,900
4 Beds ⋅ 1 Baths ⋅ 2026012521 MLS ⋅ ACTIVE Status
Location, potential and space! Investor Opportunity in Downtown New Albany! This traditional shotgun style home offers 4 bedrooms, 1 bath, and plenty of potential for investors or buyers ready to take on a renovation project. Several improvements have already been completed, including new windows throughout the home in 2023, a new shingle roof installed by JT Roofs after removal of the old metal roofing and replacement of the roof decking, and new gutters throughout. The bathroom has seen updates, including a newer bathtub faucet, tile, vanity, medicine cabinet, lighting, fixtures, paint, and flooring. Improvements to the first-floor living room, two bedrooms, and dining room include new OSB subflooring and various vinyl flooring finishes, along with fresh paint in the living room and both first-floor bedrooms. Additional updates include new ceiling fans in the kitchen and living room, a new gas line beneath the home extending to the exterior meter, insulation and replacement of the walls and ceilings in the utility room, a new privacy fence, and an outdoor storage shed. The home has a furnace but no central air; window units provide cooling. While several updates have been made, the property still needs TLC, offering an opportunity to bring your vision and make it your own. Conveniently located in downtown New Albany, close to local amenities and everyday conveniences. Bring your ideas and explore the potential this property has to offer! BEING SOLD AS IS

613 E 5th Street, New Albany
1825 Culbertson Avenue, New Albany
$224,900
3 Beds ⋅ 1 Baths ⋅ 2026012502 MLS ⋅ ACTIVE Status
$1,500 SELLER CONCESSION TOWARD BUYER CLOSING COSTS AND/OR RATE BUYDOWN WITH ACCEPTABLE OFFER! Updated, move-in ready and conveniently located in downtown New Albany! This renovated home offers an open concept floor plan with laminate flooring throughout the main living areas and a kitchen featuring a center island with seating and stainless steel appliances. Extensive improvements include updated windows, HVAC system and ductwork, electrical wiring and panel, plumbing, vinyl siding, water heater, lighting, bathroom vanity, fixtures, shower and toilet, plus the roof—many of the big ticket improvements have already been completed! Outside, enjoy a privacy fenced backyard with convenient access to the detached 2 car garage. Located near downtown New Albany's restaurants, shopping, entertainment and everyday conveniences. With its combination of updates, garage space, fenced yard and convenient location, this home offers an excellent opportunity for its next owner.

1825 Culbertson Avenue, New Albany
3005 Linda Drive, New Albany
$239,900
3 Beds ⋅ 2 Baths ⋅ 2026012493 MLS ⋅ ACTIVE Status
OPEN HOUSE - SUNDAY - OCTOBER 18 - 2-4 P.M. Spacious brick ranch home offers one-level living. Conveniently located off Green Valley Road, and only minutes from the Floyd County Fairgrounds, Sam Peden Community Park, hospital & other everyday shopping. The home has a large Living room with wood floors and Decorative wood stove. The kitchen has beautiful cabinets, appliances and a breakfast bar. The Family room (possible formal dining, den) is vaulted with atrium doors to the large (approx 33' X 8') deck with trex flooring and motorized awning. The large primary bedroom has a walk in closet and half bath. The home has 2 additional bedrooms and the hall bathroom. Owner has made several updates over the span of ownership that include detached garage that is extra deep for storage, kitchen remodeled, Vaulted room addition, hall bath shower & tile, windows, water heater, heat & air system, deck with trek floor and back yard water feature. The back yard is mostly fenced and offers space for out door activities or possible garden area. Buyer to verify taxes, exemptions, Square footage, lot & room sizes which are approximate. Seller to take lawn ornaments and some plants. Property sold AS IS

3005 Linda Drive, New Albany
7427 Kensington Road, Lanesville
$245,000
3 Beds ⋅ 1 Baths ⋅ 2026012478 MLS ⋅ ACTIVE Status
Nestled on a secluded 0.80 acre lot in desirable Lanesville, this charming 3 bedroom ranch home offers the perfect blend of privacy, comfort, and modern updates. From the moment you arrive, you'll appreciate the peaceful setting, gently rolling yard, and beautiful countryside views that create a serene place to call home. Step inside to discover luxury vinyl plank flooring flowing throughout the main living areas, creating a warm and inviting atmosphere. Just off the living room, custom French doors lead to a versatile bedroom that would also make an ideal home office, den, or flex space to fit your lifestyle. The newly remodeled kitchen opens seamlessly to the dining area and family room, making it the perfect space for entertaining or everyday living. The updated laundry room adds convenience with included washer and dryer, built-in cabinetry for storage, and a countertop for folding. Enjoy outdoor living on the rear patio overlooking the expansive backyard - an ideal spot for morning coffee, evening sunsets, or hosting family and friends. This home has been thoughtfully updated with new metal siding, a recently upgraded crawl space, a roof and gutters that are only 3 years old, and an HVAC system that is just 4 years old, offering peace of mind for years to come. If you've been searching for a move-in ready home with modern updates, a private setting, and plenty of outdoor space, this Lanesville gem is one you won't want to miss. Schedule your private showing today!

7427 Kensington Road, Lanesville
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