Floyd County Homes under $500,000

Floyd County Homes under $500,000

Welcome to Floyd County, Indiana – a hidden gem that beautifully blends small-town charm with modern convenience! Nestled just across the Ohio River from Louisville, Kentucky, Floyd County offers an inviting atmosphere, rich history, and a vibrant community that makes it an ideal place to call home.

Floyd County is known for its picturesque landscapes, featuring rolling hills, lush parks, and scenic riverfront views. It's a haven for outdoor enthusiasts, with numerous trails and recreational areas, perfect for hiking, biking, and family picnics. The county is also home to a variety of cultural attractions, including art galleries, local theaters, and annual festivals that celebrate its diverse heritage.

For those seeking a place to settle down, Floyd County boasts an impressive selection of homes priced under $500,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find a range of options that fit your needs and budget. From charming single-family homes with spacious yards to modern townhouses in vibrant neighborhoods, the real estate market here is diverse and appealing.

Living in Floyd County means enjoying a relaxed lifestyle while still having easy access to the amenities of nearby urban centers. With excellent schools, friendly neighbors, and a strong sense of community, it’s no wonder that so many people are choosing to make Floyd County their home. Explore the possibilities and discover the perfect home for you in this delightful Indiana county!

Newest Floyd County Homes under $500,000

1013 Heritage Way, Greenville
$399,900
4 Beds ⋅ 3 Baths ⋅ 2026012608 MLS ⋅ ACTIVE Status
Welcome to 1013 Heritage Way in Greenville, Indiana, an all-brick home offering privacy, space and versatility in the desirable Heritage Springs neighborhood. With approximately 2,805 finished square feet, 4-5 bedrooms, 3 full bathrooms, a partially finished walkout basement, attached 2-car garage and separate tractor garage, this Southern Indiana home has room to live, work and play. The main level features an open floor plan with vaulted and tray ceilings, spacious living and dining areas, and an eat-in kitchen with breakfast bar and pantry. The split-bedroom design provides added privacy, while the first-floor primary suite offers a walk-in closet and private bath. First-floor laundry adds convenience. The finished lower level expands the living space with a large family room, full bath, bedroom and storage. An additional non-conforming room offers potential for a 5th bedroom, office, gym or hobby space. Outside, enjoy a park-like setting with no direct neighbors behind the home, plus a covered porch, deck and patio. The attached 2-car garage and separate tractor garage provide excellent space for vehicles, lawn equipment, a workshop or storage. Located in Greenville, Floyd County, within the New Albany-Floyd County school district, this home combines neighborhood convenience with privacy, flexible living space and hard-to-find garage space. Sq ft & rm sz approx.

1013 Heritage Way, Greenville
2016 Bono Road, New Albany
$215,000
2 Beds ⋅ 2 Baths ⋅ 2026012563 MLS ⋅ ACTIVE Status
All Brick Ranch style home 2 Bedrooms 1.5 bath home, Full partial finished basement, 1 car attached garage, fenced backyard, Refinished Original Hardwood floors, New Windows, Updated Kitchen with new stainless-steel appliances. Move in ready. Listing Agent is related to sellers.

2016 Bono Road, New Albany
1600 State Street, New Albany
$255,000
3 Beds ⋅ 1 Baths ⋅ 2026012595 MLS ⋅ ACTIVE Status
If you are looking for a free-standing building in a prime location this is the property for you! Zoned mixed-use for commercial or residential use (appliances needed) , this beautifully renovated property is ideally located on the corner of State Street and Conner Avenue, just two blocks south of Floyd Memorial Hospital, minutes from downtown, and with easy access to I-64 and I-265. Originally built in 1929, the building has been completely renovated from top to bottom and features beautiful interior finishes. Formerly used as a medical office, the versatile space is well suited for a variety of business opportunities, including a medical or dental practice, wellness or medical aesthetic services, insurance agency, law office or a live / work environment. The property offers separate entrances, rear parking, a handicap-accessible ramp and handicap parking. The Seller welcomes inspections; property is being sold AS-IS

1600 State Street, New Albany
711 W 7th Street, New Albany
$65,000
2 Beds ⋅ 1 Baths ⋅ 2026012532 MLS ⋅ ACTIVE Status
Investor opportunity! 2 bedroom home with detached garage in need of some TLC.

711 W 7th Street, New Albany
2235 Ekin Avenue, New Albany
$275,000
4 Beds ⋅ 4 Baths ⋅ 2026012589 MLS ⋅ ACTIVE Status
Yes, you can still find a rental property that beats the 1% rule! Fully leased, 4-unit apartment building in Uptown New Albany with numbers that work: $3140 per month in rent income, which is $37,680 a year. A cash-on-cash return like this is hard to find right now. All four units have been updated in some way within the last two years. A floorplan is provided showing the three 1-bedroom units and one studio (combined bedroom and living room). Each unit has its own furnace and separate gas and electric meters. Tenants pay gas and electric. Unit 2 has a washer and dryer. There is off-street parking for 4 cars (rare for an uptown 4-plex), plus a grassy yard for playing and dog walking. With a full-price offer, seller will contribute up to $5,000 towards an interest rate buydown or other buyer closing costs that the lender allows, plus a 1-year home warranty for peace of mind, and will do some repairs that the home inspector noted. Or you can get a discounted price by buying it as-is. A building floor plan, rent roll, tax record, income and expense summary, and a 2026 Certainty Home Inspection report are available, so you can be sure that viewing it in person would be a good use of time. Run the numbers on this one using your favorite investment calculator app - you’ll be glad you did. Ask your tax advisor how buying this before the end of the year can potentially save money on taxes. Or, you may be able to buy this with a 5% down payment if you use it as your primary residence.

2235 Ekin Avenue, New Albany
3246 Gap Hollow Road, New Albany
$175,000
2 Beds ⋅ 1 Baths ⋅ 2026012569 MLS ⋅ ACTIVE Status
2 bed 1 full bath home located on scenic Gap Hollow Road. All new from the exterior walls in with insulation, metal roof. Home features spacious kitchen/family room. New cabinets and appliances, to include all new electrical, HVAC and plumbing. Home features wrap around deck and large driveway.

3246 Gap Hollow Road, New Albany
2512 Glenwood Court, New Albany
$240,000
3 Beds ⋅ 2 Baths ⋅ 2026012568 MLS ⋅ ACTIVE Status
This spacious 3 bedroom brick home offers an attached garage, a flexible floor plan, and plenty of potential, all situated on a quiet street with no through traffic. The fenced backyard features mature trees and a patio, providing a great spot to enjoy the outdoors. Inside, hardwood flooring adds character to the living and dining rooms and continues upstairs into the bedrooms. The versatile layout allows you to customize the space to fit your needs, whether you're looking for additional living space, a home office, or a hobby room. Above the garage, you'll find a light-filled sunroom that offers a relaxing place to unwind. The attached garage provides convenient, secure parking along with extra room for storage. Conveniently located near the heart of the city, this home offers easy access to Providence Way and IN-62 for commuting and everyday travel. With its spacious layout and potential to make it your own, this home is ready for its next owner. Schedule your showing today!

2512 Glenwood Court, New Albany
1010 Pioneer Lane, Greenville
$289,900
3 Beds ⋅ 2 Baths ⋅ 2026012565 MLS ⋅ ACTIVE Status
This beautifully maintained brick ranch offers the convenience of single-level living with a spacious, open floor plan and splitbedroom design. Step inside to discover a fresh, updated interior featuring brand-new luxury vinyl plank flooring throughout, with tile in the bathrooms, and fresh paint in every room. Vaulted ceilings enhance the bright, airy feel of the main living area, which flows seamlessly into the kitchen and dining space. The kitchen offers abundant cabinetry, stainless steel appliances, and a generous breakfast bar perfect for casual dining or entertaining. The primary suite features a tray ceiling, walk-in closet, and private bath with double vanities and a tiled walk-in shower. Outside, enjoy the freshly landscaped grounds, and a concrete patio overlooking the spacious, fully fenced backyard. With its thoughtful layout, fresh updates, and welcoming outdoor spaces, this Heritage Springs ranch is ready for its next owner!

1010 Pioneer Lane, Greenville
7014 Dylan Circle (Lot 406), Georgetown
$339,900
3 Beds ⋅ 2 Baths ⋅ 2026012558 MLS ⋅ ACTIVE Status
100% USDA FINANCING AVAILABLE & MOVE-IN READY! Welcome to Brookstone, a beautiful Witten Builders community in Georgetown offering quality craftsmanship, energy-efficient construction, and spacious homesites! Located next to Floyd County's NEW Bob Lane Regional Park, featuring a nature preserve, over 5 miles of walking trails, and exciting future growth! This beautiful 3-bedroom, 2-bath NO-STEP ranch offers the convenience of single-level living with an attractive brick, stone, and siding exterior, covered front porch, and thoughtfully designed split-bedroom floor plan. Inside, enjoy a spacious open-concept living area with luxury vinyl plank flooring and a beautiful kitchen featuring granite countertops, a large island, and stainless steel appliances. The private primary suite offers a generous walk-in closet and a luxurious 6-foot tiled shower. Additional highlights include a spacious laundry/mudroom with drop zone, insulated garage door, keyless entry, ENERGY STAR-rated construction, and a 2-10 Home Warranty. Enjoy a large backyard and generously spaced homesites with room to relax and entertain! Conveniently located near shopping, dining, parks, and major roadways. Experience the quality and attention to detail Witten Builders is known for!

7014 Dylan Circle (Lot 406), Georgetown
7022 Dylan Circle (Lot 410), Georgetown
$299,900
4 Beds ⋅ 3 Baths ⋅ 2026012552 MLS ⋅ ACTIVE Status
100% USDA FINANCING AVAILABLE PLUS $5,000 TOWARD CLOSING COSTS, PREPAIDS, OR RATE BUYDOWN WITH THE BUILDER'S PREFERRED LENDER! Welcome to Brookstone, a beautiful Witten Builders community in Georgetown offering quality craftsmanship, modern finishes, and spacious homesites! Nestled on a desirable cul-de-sac, this stunning new construction home features 4 bedrooms, 2.5 baths, and a thoughtfully designed floor plan perfect for everyday living and entertaining! The open-concept main level offers a spacious great room, inviting dining area, and beautiful kitchen designed for gathering. Enjoy the convenience of a main-level primary suite with a private bath, while upstairs offers 3 additional bedrooms, a full bath, and a centrally located laundry room. Relax on the covered porch or enjoy the spacious backyard! Located within walking distance of Floyd County's NEW Bob Lane Regional Park, featuring a nature preserve, over 5 miles of scenic walking trails, and exciting future growth! Conveniently located near shopping, dining, and major roadways. Experience the quality, comfort, and attention to detail Witten Builders is known for!

7022 Dylan Circle (Lot 410), Georgetown
1002 Nash (Lot 533) Drive, Georgetown
$479,900
4 Beds ⋅ 3 Baths ⋅ 2026012557 MLS ⋅ ACTIVE Status
100% USDA FINANCING AVAILABLE! $10,000 IN CLOSING COSTS, PREPAIDS, OR RATE BUYDOWN WITH THE BUILDER'S PREFERRED LENDER! Welcome to this beautiful new construction home by Witten Builders in Brookstone Subdivision! Offering 4 bedrooms, 3 full baths, and a finished walkout basement, this home combines quality craftsmanship, modern finishes, and spacious living. The open-concept main level features luxury vinyl plank flooring, a spacious living room, and a stunning kitchen with quartz countertops, stainless steel appliances, and abundant cabinetry. The private primary suite offers a generous walk-in closet and relaxing retreat. Downstairs, the finished walkout basement includes an oversized family room, fourth bedroom, and full bath, perfect for guests or additional living space. Enjoy a spacious lot with a large backyard and room to entertain! Located within walking distance of Floyd County's largest regional park, Bob Lane Park, featuring a nature preserve and over 5 miles of scenic walking trails. Conveniently located near shopping, dining, and major roadways, Brookstone offers the perfect balance of peaceful living and everyday convenience. Additional features include Energy Star certification and a 2-10 Home Warranty. Schedule your private showing today!

1002 Nash (Lot 533) Drive, Georgetown
7051 Brenlee Drive, Georgetown
$349,900
3 Beds ⋅ 3 Baths ⋅ 2026012153 MLS ⋅ ACTIVE Status
Open House Sunday, October 18, 2–4 PM! Seller offering up to $5,000 toward buyer’s lender-approved closing costs, prepaid expenses or an interest-rate buydown with an acceptable offer! Nearly an acre, generous living space and four-car garage capacity in Floyd County! This 3-bedroom, 2.5-bath ranch in Hill Top Acres offers approximately 2,318 finished square feet, including finished lower-level living space. Hardwood floors welcome you into the living room, while the kitchen features updated countertops, with backsplash, cabinet hardware, sink, faucet and range updated in 2025. Both full bathrooms have been remodeled, and main-floor laundry adds everyday convenience. The lower level offers a spacious family room with a wood-burning fireplace, a half bath and an office with potential for use as a nonconforming fourth bedroom. Enjoy the sunroom, spacious deck and pergola overlooking the sizable yard, with privacy fencing installed in 2023. A two-car basement garage plus a separate two-car detached garage provide ample parking, storage and space for projects. Roofs on both the house and detached garage were replaced in 2023. Additional improvements include select lighting fixtures, interior painting and landscaping. Located within the New Albany-Floyd County school district, only 5 minutes from Floyd Central High School and Highland Hills middle school! Come explore the space, settle into the sunroom and imagine making this home your own!

7051 Brenlee Drive, Georgetown
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