Floyd County Homes under $300,000

Floyd County Homes under $300,000

Welcome to Floyd County, Indiana, a hidden gem nestled in the heart of the Hoosier State! Known for its charming small-town atmosphere, rich history, and vibrant community, Floyd County offers an idyllic setting for families, retirees, and everyone in between. With its picturesque landscapes and friendly neighborhoods, it’s no wonder that so many are choosing to call this area home.

Floyd County boasts a delightful mix of urban and rural living, with the bustling city of New Albany serving as the county seat. Here, you’ll find a variety of shops, restaurants, and cultural attractions, all while being just a short drive from the bustling city of Louisville, Kentucky. The region is also home to beautiful parks, scenic trails, and the stunning Ohio River, perfect for outdoor enthusiasts and nature lovers alike.

For those seeking affordable housing options, Floyd County has an impressive selection of homes priced under $300,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming bungalow, you’ll find a diverse array of properties that cater to various tastes and budgets. This affordability makes it an attractive option for first-time homebuyers and those looking to downsize without compromising on quality or comfort.

With its strong sense of community, excellent schools, and abundant recreational opportunities, Floyd County truly embodies the essence of Midwest living. Come explore the possibilities and discover why so many are falling in love with this enchanting corner of Indiana!

Newest Floyd County Homes under $300,000

2016 Bono Road, New Albany
$215,000
2 Beds ⋅ 2 Baths ⋅ 2026012563 MLS ⋅ ACTIVE Status
All Brick Ranch style home 2 Bedrooms 1.5 bath home, Full partial finished basement, 1 car attached garage, fenced backyard, Refinished Original Hardwood floors, New Windows, Updated Kitchen with new stainless-steel appliances. Move in ready. Listing Agent is related to sellers.

2016 Bono Road, New Albany
1600 State Street, New Albany
$255,000
3 Beds ⋅ 1 Baths ⋅ 2026012595 MLS ⋅ ACTIVE Status
If you are looking for a free-standing building in a prime location this is the property for you! Zoned mixed-use for commercial or residential use (appliances needed) , this beautifully renovated property is ideally located on the corner of State Street and Conner Avenue, just two blocks south of Floyd Memorial Hospital, minutes from downtown, and with easy access to I-64 and I-265. Originally built in 1929, the building has been completely renovated from top to bottom and features beautiful interior finishes. Formerly used as a medical office, the versatile space is well suited for a variety of business opportunities, including a medical or dental practice, wellness or medical aesthetic services, insurance agency, law office or a live / work environment. The property offers separate entrances, rear parking, a handicap-accessible ramp and handicap parking. The Seller welcomes inspections; property is being sold AS-IS

1600 State Street, New Albany
711 W 7th Street, New Albany
$65,000
2 Beds ⋅ 1 Baths ⋅ 2026012532 MLS ⋅ ACTIVE Status
Investor opportunity! 2 bedroom home with detached garage in need of some TLC.

711 W 7th Street, New Albany
2235 Ekin Avenue, New Albany
$275,000
4 Beds ⋅ 4 Baths ⋅ 2026012589 MLS ⋅ ACTIVE Status
Yes, you can still find a rental property that beats the 1% rule! Fully leased, 4-unit apartment building in Uptown New Albany with numbers that work: $3140 per month in rent income, which is $37,680 a year. A cash-on-cash return like this is hard to find right now. All four units have been updated in some way within the last two years. A floorplan is provided showing the three 1-bedroom units and one studio (combined bedroom and living room). Each unit has its own furnace and separate gas and electric meters. Tenants pay gas and electric. Unit 2 has a washer and dryer. There is off-street parking for 4 cars (rare for an uptown 4-plex), plus a grassy yard for playing and dog walking. With a full-price offer, seller will contribute up to $5,000 towards an interest rate buydown or other buyer closing costs that the lender allows, plus a 1-year home warranty for peace of mind, and will do some repairs that the home inspector noted. Or you can get a discounted price by buying it as-is. A building floor plan, rent roll, tax record, income and expense summary, and a 2026 Certainty Home Inspection report are available, so you can be sure that viewing it in person would be a good use of time. Run the numbers on this one using your favorite investment calculator app - you’ll be glad you did. Ask your tax advisor how buying this before the end of the year can potentially save money on taxes. Or, you may be able to buy this with a 5% down payment if you use it as your primary residence.

2235 Ekin Avenue, New Albany
3246 Gap Hollow Road, New Albany
$175,000
2 Beds ⋅ 1 Baths ⋅ 2026012569 MLS ⋅ ACTIVE Status
2 bed 1 full bath home located on scenic Gap Hollow Road. All new from the exterior walls in with insulation, metal roof. Home features spacious kitchen/family room. New cabinets and appliances, to include all new electrical, HVAC and plumbing. Home features wrap around deck and large driveway.

3246 Gap Hollow Road, New Albany
2512 Glenwood Court, New Albany
$240,000
3 Beds ⋅ 2 Baths ⋅ 2026012568 MLS ⋅ ACTIVE Status
This spacious 3 bedroom brick home offers an attached garage, a flexible floor plan, and plenty of potential, all situated on a quiet street with no through traffic. The fenced backyard features mature trees and a patio, providing a great spot to enjoy the outdoors. Inside, hardwood flooring adds character to the living and dining rooms and continues upstairs into the bedrooms. The versatile layout allows you to customize the space to fit your needs, whether you're looking for additional living space, a home office, or a hobby room. Above the garage, you'll find a light-filled sunroom that offers a relaxing place to unwind. The attached garage provides convenient, secure parking along with extra room for storage. Conveniently located near the heart of the city, this home offers easy access to Providence Way and IN-62 for commuting and everyday travel. With its spacious layout and potential to make it your own, this home is ready for its next owner. Schedule your showing today!

2512 Glenwood Court, New Albany
1010 Pioneer Lane, Greenville
$289,900
3 Beds ⋅ 2 Baths ⋅ 2026012565 MLS ⋅ ACTIVE Status
This beautifully maintained brick ranch offers the convenience of single-level living with a spacious, open floor plan and splitbedroom design. Step inside to discover a fresh, updated interior featuring brand-new luxury vinyl plank flooring throughout, with tile in the bathrooms, and fresh paint in every room. Vaulted ceilings enhance the bright, airy feel of the main living area, which flows seamlessly into the kitchen and dining space. The kitchen offers abundant cabinetry, stainless steel appliances, and a generous breakfast bar perfect for casual dining or entertaining. The primary suite features a tray ceiling, walk-in closet, and private bath with double vanities and a tiled walk-in shower. Outside, enjoy the freshly landscaped grounds, and a concrete patio overlooking the spacious, fully fenced backyard. With its thoughtful layout, fresh updates, and welcoming outdoor spaces, this Heritage Springs ranch is ready for its next owner!

1010 Pioneer Lane, Greenville
7022 Dylan Circle (Lot 410), Georgetown
$299,900
4 Beds ⋅ 3 Baths ⋅ 2026012552 MLS ⋅ ACTIVE Status
100% USDA FINANCING AVAILABLE PLUS $5,000 TOWARD CLOSING COSTS, PREPAIDS, OR RATE BUYDOWN WITH THE BUILDER'S PREFERRED LENDER! Welcome to Brookstone, a beautiful Witten Builders community in Georgetown offering quality craftsmanship, modern finishes, and spacious homesites! Nestled on a desirable cul-de-sac, this stunning new construction home features 4 bedrooms, 2.5 baths, and a thoughtfully designed floor plan perfect for everyday living and entertaining! The open-concept main level offers a spacious great room, inviting dining area, and beautiful kitchen designed for gathering. Enjoy the convenience of a main-level primary suite with a private bath, while upstairs offers 3 additional bedrooms, a full bath, and a centrally located laundry room. Relax on the covered porch or enjoy the spacious backyard! Located within walking distance of Floyd County's NEW Bob Lane Regional Park, featuring a nature preserve, over 5 miles of scenic walking trails, and exciting future growth! Conveniently located near shopping, dining, and major roadways. Experience the quality, comfort, and attention to detail Witten Builders is known for!

7022 Dylan Circle (Lot 410), Georgetown
525 E 5th Street, New Albany
$215,000
3 Beds ⋅ 2 Baths ⋅ 2026012474 MLS ⋅ ACTIVE Status
Welcome to 525 E 5th St in New Albany! This active Airbnb can either be a great home or a great investment! This inviting 3-bedroom, 2-bath home features an open-concept layout that creates a natural flow between the living spaces, making everyday living and entertaining a breeze. With three bedrooms and two full bathrooms, the home offers a functional layout with room to spread out. Step outside to enjoy the fenced-in backyard, offering a defined outdoor space for outdoor activities or simply relaxing. Conveniently located in New Albany, this home combines a versatile interior layout with the added benefit of outdoor space. Over-sized parking pad behind fence in back for plenty of off-street parking. Schedule your showing today and come see all this property has to offer! Seller is licensed real estate agent.

525 E 5th Street, New Albany
410 Woodrow Avenue, New Albany
$250,000
2 Beds ⋅ 1 Baths ⋅ 2026012346 MLS ⋅ ACTIVE Status
Classic bungalow charm meets fresh updates in this inviting 2-bedroom, 1-bath brick home! Fresh paint and new flooring throughout complement warm wood trim, graceful arched doorways, and built-in cabinetry. The spacious living room welcomes abundant natural light, while the separate dining room features glass-front built-ins that add character and display space. The large eat-in kitchen offers ample cabinetry, generous counter space, and all appliances included. A stacked washer and dryer in the bathroom closet provide convenient main-level laundry, with additional hookups in the unfinished basement. Enjoy the enclosed front porch, or head outside to the fenced backyard with a detached garage. The basement offers additional room for storage, hobbies, or a workshop. A welcoming blend of character, comfort, and everyday convenience!

410 Woodrow Avenue, New Albany
223 Conner Street, New Albany
$229,000
3 Beds ⋅ 2 Baths ⋅ 2026012464 MLS ⋅ ACTIVE Status
Big updates, great location, and plenty of charm—this one is worth a look! Welcome to 223 Conner Street, where you'll find a beautifully updated 3-bedroom, 2-bath home nestled in an established neighborhood. You'll appreciate the improvements throughout, including a new roof, siding, water heater, light fixtures, and bathroom tile, along with updates to the kitchen, bathrooms, and electrical. The basement has also been waterproofed, offering additional space to make your own. Outside, the long driveway provides plenty of parking, and the garage adds even more convenience. Located just minutes from shopping, dining, and everyday essentials, this home has so much to offer. Come see it for yourself and imagine making it yours!

223 Conner Street, New Albany
1211 E Elm Street, New Albany
$225,000
3 Beds ⋅ 2 Baths ⋅ 2026012477 MLS ⋅ ACTIVE Status
Looking for an investment or the perfect sweat equity project? Loaded with historic character and major high-ticket updates, this downtown New Albany gem - formerly known as the Strobel-Boersig-Swartz house - is ready for your vision. Peace of mind comes built-in with a BRAND-NEW ROOF JUST INSTALLED alongside a newer HVAC system, leaving you free to focus on the fun cosmetic details. Spanning over 2,200 square feet, the interior showcases timeless historic charm with original hardwood floors, custom built ins, and classic original fireplaces featured throughout multiple rooms. The main floor boasts a huge kitchen with included appliances, ample cabinet space, and a unique brick hearth that serves as a standout focal point. Upstairs, you will find three generous bedrooms, a classic clawfoot tub, and a secondary kitchen space offering endless flexibility—ideal for converting into a primary suite, luxury bath, craft room, or flex area. Out back, the property features a fully fenced yard and an oversized one-car garage, providing rare downtown off-street parking and exceptional storage. With solid bones, essential capital improvements already completed, and unmatched character, this home offers incredible potential for a savvy buyer or investor ready to bring their ideas to life. Square footage, taxes, flood zone, and school systems are to be verified by the buyer(s) or Buyer's Agent if critical to the buyer(s).

1211 E Elm Street, New Albany
Start Your Search

How much is your home worth?

Get instant property value now!